Services
Services
Our Different Loan Services
Different Loan Programs for Different Situations
Home Loans
Discover top-tier home loan solutions in Utah with Peak Home Loans, LLC. Whether you’re a first-time buyer, refinancing your home, or seeking expert loan processing, we’re dedicated to making your homeownership journey seamless. At Peak Home Loans, we specialize in turning your dreams into addresses, offering tailored mortgage solutions to fit your unique needs. Benefit from expedited closing times, up to 2x faster, with our attentive loan officers guiding you every step. Explore our flexible Home Equity Line of Credit (HELOC) options to unlock your home’s equity for debt consolidation, renovations, or enhancing your lifestyle. From FHA loans with lower down payments to 100% financing options, we ensure a stress-free experience backed by in-house expertise and transparency as a direct lender and servicer. Contact Peak Home Loans, LLC today to begin your journey towards securing your dream home in Utah and achieving financial peace of mind.
Refinancing
Looking to optimize your finances in Utah? Discover the benefits of refinancing with Peak Home Loans, LLC. Whether you’re aiming to lower your monthly payments, secure a lower interest rate, or access cash for home improvements, we offer tailored solutions to meet your needs. Our experts guide you through the process, ensuring you make informed decisions aligned with your financial goals. Take advantage of market insights and our refinancing expertise to maximize savings and build wealth faster. Ready to unlock your home’s equity or switch from an adjustable to a stable fixed-rate mortgage? Contact Peak Home Loans today and embark on your path to financial freedom.
First-Time Buyer Program
Are you a first-time homebuyer in Utah eager to embark on your homeownership journey? Look no further than Peak Home Loans, where our tailored First-Time Buyer Programs are designed just for you. Introducing Peak’s Dream Home Loan, crafted to alleviate financial burdens with flexible interest rates and payment terms that fit your unique situation. Whether you’re purchasing an existing home or building from scratch, our traditional two-time construction close ensures a seamless process. Finance up to 90% of your dream project and enjoy in-house processing for swift approvals.
In Utah, defining a first-time homebuyer is nuanced; typically, it includes those who haven’t owned a home in the past three years, with exceptions for veterans and single parents. Partnering with Utah Housing, we navigate their assistance programs to help low- to moderate-income buyers achieve their homeownership goals.
At Peak Home Loans, we’re committed to simplifying your journey to homeownership. Contact us today and let’s make your dream of owning a home in Utah a reality.
Why Us?
Quick Easy Flexible
How Loans Work
Understanding the Loan Process
01.
Step 1: Pre-Approval
Get pre-approved for a mortgage to determine your budget and demonstrate your seriousness to sellers.
02.
Step 2: Home Search
Work with a real estate agent to find your dream home within your budget and preferences.
03.
Step 3: Loan Application
Complete the loan application process, providing documentation of your income, assets, and debts.
04.
Step 4: Underwriting
Your loan application is reviewed by an underwriter who assesses your creditworthiness and the risk associated with the loan.
05.
Step 5: Approval and Closing
Once your loan is approved, you'll sign the final paperwork and close on your new home.
