Frequently Asked Questions
FAQs
FAQs
Popular Questions
Peak Home Loans specializes in a range of mortgage services including home purchase loans, refinancing options, FHA loans, HELOCs (Home Equity Line of Credit), and tailored solutions for first-time homebuyers in Utah.
Peak Home Loans has been providing mortgage solutions since 2016, founded with a commitment to offering fast, fair, and affordable mortgage options.
Yes, Peak Home Loans is a direct lender and servicer, ensuring streamlined processes and direct access to mortgage products without intermediaries.
You can contact Peak Home Loans via email at tom@mypeakhomeloan.com or call (801) 822-8842. Our dedicated team is ready to assist with any questions you have about our services or the mortgage process.
Peak Home Loans serves clients in Utah and has local mortgage advisors deeply rooted in the community, providing personalized service tailored to your needs.
FAQs
General Questions
The mortgage process typically involves:
- Pre-Approval: Determine your budget and show sellers you're serious.
- Home Search: Find your dream home with a real estate agent.
- Loan Application: Complete paperwork detailing your income, assets, and debts.
- Underwriting: Your application is reviewed for creditworthiness and risk.
- Approval and Closing: Finalize paperwork and close on your new home.
Peak Home Loans offers expedited closing times, up to 2x faster than traditional lenders, ensuring swift approvals and efficient processing.
The Peak’s Dream Home Loan is designed for first-time homebuyers in Utah, featuring flexible interest rates and payment terms to alleviate financial burdens. It includes options for existing home purchases or new construction projects.
Refinancing with Peak Home Loans allows you to potentially lower monthly payments, secure a lower interest rate, access cash for home improvements, or switch from an adjustable to a stable fixed-rate mortgage, all tailored to meet your financial goals.
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